| Commodities are one type of alternative investment. |
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| The term "commodity" refers to raw materials. A commodity is a physical substance. When an investor speaks in terms of commodities, he or she is referring to anything that is typically traded on a commodities exchange. More... |
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| Product Recalls - Methods of Notice |
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| According to the U.S. Consumer Product Safety Commission (CPSC), the following types of recall notices may be appropriate, depending upon the circumstances: a joint press release from the CPSC and the company. More... |
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| The Fair Credit Reporting Act - Identity Theft |
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| Under the 2003 amendments to the Fair Credit Reporting Act, a victim of identity theft is entitled to receive from a business a free copy of his application or other transaction records relating to the identity theft. A business may select a specific address to which requests from identity theft victims must be mailed. More... |
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| The Truth in Lending Act - Advertising Consumer Credit - Closed-End Credit Disclosures |
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| Under the Truth in Lending Act, if an advertisement for closed-end credit contains any of the "triggering terms," the ad must also contain the following information: (1) the amount or percentage of the down payment;
(2) the terms of repayment; and (3) the "annual percentage rate," using that term or the abbreviation "APR."
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| Contract Law - Legal Capacity |
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| A person must have legal capacity in order to create a contract. Generally, a person has legal capacity if he is an adult and has the mental capacity to understand the general nature and consequences of the contract. More... |
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